What is Stellar Lumens (XLM) and How Does It Work?

What is Stellar? Founded in 2014, Stellar is a cryptocurrency project created by two of Ripple’s co-founders after running into philosophical differences with the rest of Ripple’s team. When Jed McCaleb and Joyce Kim determined that the consensus implemented by Ripple was far from perfect, Stellar was forked from the said network. Even though it …